Privacy Clause for GDPR Compliance

1. Data Controller

Akava ry, Rautatieläisenkatu 6 00520 Helsinki

2. Contact Person

Jutta Linna, jutta.linna@akava.fi

3. Name of the Register

Web service user register for Start to Finnish -online platform

4. Data Collection and Purpose

We collect personal data that you voluntarily provide to us on the course platform, including but not limited to your name, email address, and background data. Information is collected to compile statistics related to users, produce course content, and collaborate with relevant third parties regarding the management of user access rights.

Your personal data is processed on the basis of your consent. Your personal data will be retained only for as long as necessary to fulfill the purposes for which it was collected or as required by law. Data will not be used for profiling.

5. Data Sharing and Transfer

We do not share or transfer your personal data to third parties, except as required by law or as necessary to fulfill the purposes described in this clause. If data is transferred to third parties, we ensure adequate protection.

Akava will not use the data you have provided on the course platform for any other purposes than those related to the Start to Finnish -course.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing and against accidental loss, destruction, or damage.

7. Your Rights

Under the GDPR, you have the right to access, rectify, erase, restrict processing, object to processing, and, where applicable, the right to data portability. You have the right to withdraw consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

You must use the email address listed on the platform to make claims regarding to forementioned rights.

8. Changes to This Privacy Clause

We reserve the right to update this privacy clause at any time. Participants on the platform will be notified about any changes through the contact information they have provided.

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Section 4 of this privacy clause has been modified on 27 January 2026 at 13.41 as follows:

  • previous wording: Information is collected for the purposes of user related statistics, course content production, and co-operation with Finnish universities and universities of applied sciences.
  • new wording: Information is collected to compile statistics related to users, produce course content, and collaborate with relevant third parties regarding the management of user access rights.

Akava also supports and strengthens the rights of LGBTIQ minorities outside of designated theme days

According to the survey conducted by the European Union Agency for Fundamental Rights (FRA) in 2023, sexual and gender minorities encounter different types of discrimination, bullying and even violence in their daily lives. More than one third (37%) of respondents stated that they had experienced discrimination during the year preceding the survey. In Finland, a total of 11% of all LGBTIQ individuals had experienced discrimination in working life.

Equality through collaboration

“The discrimination of sexual and gender minorities is still a reality in working life, even though attitudes are developing slowly in a better direction, particularly over the past decade”, says Doctoral Researcher Miika Sahamies, Senior Advisor at Akava.

Sahamies is conducting dissertation research at Akava on the working life rights of sexual and gender minorities. He is researching Akava’s role in the development of rights for LGBTIQ minorities and endeavouring to further enhance the impact of Akava’s activities. Development workshops are being arranged as part of his dissertation research.

“We are working to develop Akava’s own community as well as seeking to strengthen Akava’s LBGTIQ policy impact on Finnish working life in general.”

“Working life is rapidly diversifying. It is essential for all workplaces to develop practices that promote equality and diversity. This is also true for us at Akava”, he adds.

Sahamies states that he is also constantly learning something new through the workshops he is organising – despite the fact that, through his position, he is already very well-informed about aspects of equality.

“I have had revelations and epiphanies, such as realising my own need to consider how I influence the discussion atmosphere around me. My own behaviour is not irrelevant if I want to create an open and safe environment.”

Sahamies expresses that everyone can, through their own attitude, reinforce the inclusive nature of their organisation.

“By being sincere and open, you generate a safe environment within your work community. When making assumptions, assume diversity”, Sahamies sums up.

Diversity must be reflected and included in general collective agreements

Sirkku Pohja, a working life specialist at Academic Engineers and Architects in Finland TEK, talks about TEK’s project, which aims at ensuring consideration for LGBTIQ minorities and different types of families in general collective agreements.

“Last year, we stated, together with Helsinki Pride, that general collective agreements would be an effective way to change attitudes and practices.”

Collective agreements should more clearly stipulate, among other things, the right of same-sex parents to family leave. An employee should also have the right to give up parental allowance days to a person other than the other parent, since the current concept of family in Finland comprises a wider and more multidimensional community than just a traditional heterosexual couple and their biological offspring.

“It’s not a modern approach either to state that an employee can have a paid day off to attend, for example, a sister or brother’s funeral. It would be easy to replace these gendered terms with the neutral term sibling.”

Pohja emphasises the need for flexibility when it comes to gender reassignment and fertility treatments. Even though the intense process may reduce one’s physical and/or mental capacity, such employees are not always entitled to paid sick leave.

According to Pohja, the invitation to participate in the collective agreement project that promotes LGBTIQ equality was sent to associations in different sectors within and beyond confederation borders.

“The project is only in the initial stages. The final obligatory provisions will be decided on based on the recommendations, policies, training and negotiations of the different parties involved.”

Text: Paula Launonen

The free Summer Job Helpline provides advice for summer employees throughout the summer season

Toni Heikkilä, who has just recently stepped into the position of Summer Job Helpline Advisor, emphasises that advice and information is available with a low threshold. Even one simple question can help to avoid bigger problems.

“The service exists precisely to enable summer employees, their family members and employers to seek advice in problem situations. There are no stupid questions, and the earlier you seek advice, the more easily things can be dealt with”, Heikkilä points out.

Heikkilä studies law at the University of Turku. In his studies, he is particularly focusing on labour law and is familiar with, among other things, the legislation regarding termination on grounds related to an employee’s person. He has also gained labour law expertise through practical work done alongside his studies. In addition, he has been trained as a youth worker, which provides a valuable edge when working with young people.

Support at every stage of summer work

The Summer Job Helpline can be contacted at any stage of the employment relationship – even before an employment contract is signed or once one has started working. Last year, the highest number of overall contacts concerned wages, but the questions varied as the summer proceeded: in early summer, the focus was on employment contracts and onboarding, in mid-summer, working hours and summer vouchers, and in late summer, outstanding wages and holiday compensation.

“The goal is not to leave summer employees to struggle with employment issues on their own. The service provides information on issues related to pay, employment contracts, working hours or, in fact, any work-related matter”, Heikkilä emphasises.

The Summer Job Helpline is specifically aimed at young people and young adults at the start of their employment relationship.

Advice throughout the summer

The Summer Job Helpline is available from 5 May to 31 August 2025. The service can be reached from Monday to Thursday between 9 a.m. and 3 p.m. by calling +358 (0)800 179 279 (free of charge). The service can also be contacted through WhatsApp at +358 (0)40 747 1571 or anonymously using the electronic contact form.

Before contacting us, please read the frequently asked questions and the summer employees’ checklist found on the Summer Job Helpline website, both of which contain useful information on preparing for summer work.

Photos of Toni are available here (photos: Pauli Vento, the Central Organisation of Finnish Trade Unions (SAK)

 

Further information

Toni Heikkilä, Summer Job Helpline Advisor, +358 (0)40 747 1571

Terms of use of Akava’s Start to Finnish workspace

1 Introduction

1.1 These terms of use (hereinafter “Terms of Use”) pertain to your right to use the Start to Finnish workspace (hereinafter ”Workspace”) owned by Akava ry (hereinafter “Akava”). These Terms of Use shall apply to all material in this Workspace regardless of which terminal device is used to access the Workspace. You are encouraged to read these Terms of Use carefully before using the Workspace. Before accessing the Workspace, you will have to click to confirm that you accept the current Terms of Use and to agree to comply with them.

1.2 The Workspace is owned and controlled by Akava. Akava grants educational institutions licenses to use the Workspace for educational purposes. In case you need support or have questions regarding the Start to Finnish course, the Workspace or the material contained therein, you may contact Akava at keskusjarjesto@akava.fi.

1.3 We also wish to draw your attention to our Privacy Policy, which also applies to you when you use the Workspace.

2 General terms

2.1 Akava hereby grants you limited, non-exclusive, non-sublicensable, non-transferable and revocable rights to access the Workspace and to use it and the material it contains, including but not limited to articles and other texts, videos, images, graphics and software (hereinafter “Material”) in accordance with these Terms of Use. You may only use the Workspace and the Material for personal and non-commercial purposes in accordance with these Terms of Use unless otherwise expressly agreed with Akava. Granting the limited user rights as specified herein shall not constitute transfer of ownership rights or any other intellectual property rights.

2.2 The Workspace may contain links to content or websites, or parts thereof, maintained by third parties. For the sake of clarity, it shall be stated that Akava does not grant you any rights to any such material owned by third parties.

3 Intellectual property rights

3.1 The Workspace contains Material that is the property of Akava and is protected by copyright legislation, international copyright conventions and other intellectual property laws.

3.2 Any and all intellectual property rights vested in the Workspace (including but not limited to copyright, registered and unregistered trademarks, domain names and database rights) shall remain the property of Akava. Akava does not grant you any rights to any such intellectual property rights directly or indirectly.

3.3 You shall not have the right to use, copy, download, edit, present, transfer, distribute or otherwise utilise the Material, in full or in part, altered or unaltered, for commercial purpose without prior written permission from Akava or for uses that violate the copyright or other rights of Akava or another party.

3.4 You understand that any unlawful use or distribution of the Material may constitute actions that violate the Copyright Act, the Trademarks Act and/or other laws, which may subject you to civil or criminal sanctions.

3.5 The Material contained on Akavas Workspace can be presented, saved and downloaded for non-commercial private use that does not violate applicable copyright or other laws in any other way. In such cases, however, Akava and its Workspace must be mentioned as a source.

3.6 You may also print a reasonable amount of Material from the Workspace for your personal use. All other kind of use is absolutely prohibited.

3.7 You shall be obliged to retain in any printouts and copies of the Material any and all notices pertaining to copyright and other rights contained in the Material. In addition to these Terms of Use, you shall comply with any and all further terms and conditions or limitations specified on the Workspace.

4 Uploading content

4.1 The Workspace contains features that allow you to upload content to the Workspace (such as text, images, videos and voice recordings) (hereinafter “User Content”).

4.2 You warrant that any User Content that you upload to the Workspace complies with applicable laws and regulations and does not contain any confidential information.

4.3 You grant Akava a perpetual, worldwide, non-exclusive, royalty-free, transferable license to use, store and copy the User Content and to distribute and make anonymized User Content available to third parties for the purposes of developing and marketing the Start to Finnish course.

5 Links to external websites

5.1 The Workspace may contain links to websites, or parts thereof, maintained by third parties. Clicking such links will transfer you away from the Workspace. Akava neither supervises nor verifies the content of external websites and shall not be held liable for the correctness, reliability or information security of any external website. You visit any linked sites or parts thereof at your own responsibility.

6 Changes to the terms of use, the workspace and the material

6.1 Akava reserves the right to amend these Terms of Use at its sole discretion at any time. Amendments to the Terms of Use shall enter into force when a notification to that effect has been posted on the Workspace. Using the Workspace after the Terms of Use have been amended shall constitute acceptance of such amendments.

6.2 Akava shall be entitled at any time and without advance notice to amend the Workspace, the Material or any part thereof; to correct errors and shortcomings therein; to make any other changes to the Workspace and the Material; and to remove any parts of the Workspace, including Workspace functions.

7 Limitation of liability

7.1 Akava shall aim to ensure continued and undisrupted availability of the Workspace and the correctness of the Material to the best of its ability. Akava shall not be held responsible for the uninterrupted, timely or error-free operation of the Workspace, or the completeness or correctness of the Material. Using and relying on advice, opinions, statements or information conveyed through the Workspace is at your sole responsibility, and you are advised to consult an expert in order to receive advice pertaining to your particular situation.

7.2 Akava makes no warranty in respect of the security of the Workspace. Akava uses appropriate methods aimed at preventing the appearance of viruses or other malware on the Workspace. Akava is not responsible for the appropriate protection of your computer so as to prevent any viruses or other malware. Akava shall not be liable for any loss or damage caused by any infection of your computer, computer programs or information systems by viruses or other malware or technologically harmful material by Akavas Workspace or material contained therein. You accept that Akava shall not be held liable for any material or information that you send or receive, or fail to send or receive, through the Workspace.

7.3 Akava shall not be held liable for any direct, indirect, incidental or consequential damage based on liability or specific damage caused by the use of or the inability to use the Workspace or its content or by these Terms of Use. Akava shall also not be held liable for any errors, shortcomings, faults or delays in the information contained in the Workspace. In any case, the liability of Akava shall be limited to the liability provided for in mandatory legislation.

8 Termination

8.1 In the event that the Material is used contrary to these Terms of Use, or law and order or morality, Akava has the right to disable your access to the Workspace.

9 Applicable legislation

9.1 These Terms of Use shall be governed by Finnish law. The parties undertake to resolve any disputes arising from these Terms of Use primarily through negotiation. If the parties are unable to reach a settlement, the dispute shall be resolved at the Helsinki District Court in Finland.

10 Other terms

10.1 If any of the provisions in these Terms of Use is found to be unlawful, invalid, null and void or to any extent unenforceable, such a provision is deemed to be separable from these Terms of Use, and this does not affect the lawfulness, validity or enforcement of the other provisions in these Terms of Use.

Akava membership grows slightly

“Our affiliates do valuable work, and the services and versatile support networks they provide for working life are really important to our members. At Akava, we focus on advocacy work, which does its part in helping our members. We work in close co-operation with our affiliates so that we can support the highly educated and voice their views and concerns. We work to ensure that our members have good prerequisites for studying, transitioning to working life and attaining a long career”, says Jaana Ignatius, Development Manager at Akava.

The biggest growth in membership among Akava affiliates was seen in TEK. At the start of 2025, it had 81,427 members, which is about 2,000 members more than at the start of 2024.

“Our only primary purpose is to serve our members in many ways by promoting the interests of the field, providing services and advancing the idea of technology. The student numbers in technology have continued to grow favourably, and it shows in our membership. We will continue our work to the benefit of our members this year as well”, says Jari Jokinen, CEO of TEK.

The biggest relative growth in membership was achieved by Social Science Professionals YKA, which had 541 more members at the start of 2025 in comparison to 2024.

“Trust in your union’s support and expertise at the different stages of working life shows in YKA’s growth numbers. We have invested in helping students to find working life information and providing all our members with peer support in a community within their own field. We are here for our members so that working life would be human-sized for them. Putting your heart into the work yields results”, says Simo Pöyhönen, Executive Director of Social Science Professionals YKA.

The Board of Akava confirmed the number of members in its meeting on 25 February 2025. More detailed information can be found at akava.fi/en/affiliates/

 

 

More information

Jaana Ignatius, Development Manager at Akava, tel. +358 (0)40 700 2225

Jari Jokinen, CEO of TEK, tel. +358 (0)400 914 839

Simo Pöyhönen, Executive Director of Social Science Professionals YKA, tel. +358 (0)10 231 0362

Tomi Husa, Specialist at Akava, tel. +358 (0)44 366 4011

Pension reform strengthens financing and public finances

The social partners were ordered by the Government of Finland to negotiate a pension reform, which was achieved on 19 January 2025. The boards of all social partners and the Government have approved the negotiated plan.

The aim of the Government commission was to clarify the concrete changes to the earnings-related pension system that are necessary to ensure financial sustainability and safeguard adequate benefit levels. The task was to agree on changes that would strengthen public finances in the long term by 0.4 percentage points in relation to GDP and stabilise the long-term pension contribution level. This aim amounted to an adjustment of one billion euro.

One billion euro adjustment aim exceeded

‘We achieved and exceeded the aim set by the Government. The pension reform will strengthen public finances in the long term by about 0.57 percentage points in relation to GDP. This amounts to an adjustment of around 1.5 billion euro. The work of our group focused on long-term changes, which in pension policy means a timespan of several decades’, explains Senior Specialist Katri Ojala.

‘The reform was not about short-term changes, but focused on long-term changes. The retirement age and pension benefits stay the same and the level of pension contributions was not raised’, stresses Senior Specialist Katri Ojala.

 

The level of pension contributions will remain the same until 2030, that is, the earnings-related pension contribution will stay at 24.4 per cent for the next five years. Stabilising the contribution level is significant for employees but especially for the financial planning of companies. The aim is to fight future contribution increase pressures by strengthening the financing of the system. The everyday life of employees and current pensioners will experience very little effect, since there were no changes to the retirement age or pensions.

Investment reform highly significant for the financing of the pension system

The reform allows pension providers to raise the risk level of their investment activities by increasing the equity weight of their portfolio, which should increase the investment returns in the long run. The funding of old-age pensions was also strengthened, which evens out the increased investment risk across generations.

‘Greater risk-taking and higher returns on investments, by default, lower the increase pressures on contributions. Of course, higher risk does also somewhat increase the possibility that a significant failure in the investment activities would necessitate raising the contributions to a higher level than is possible with investment strategies under the current rules. The reform significantly improves old-age pension funding by increasing the share of annual pension accrual that is funded from the current quarter to one third’, explains Labour Market Economist Eugen Koev.

‘Even a small increase in investment returns is considerable for securing the financing of the earnings-related pension system. The investment reform fulfils about half of the reform’s aim of stabilising public finances’, says Ojala.

‘The reform includes the adoption of an inflation stabiliser by 2030. It may be applied if consumer prices develop faster than wages over a period of two years. This mechanism adjusts the index increases of pensions in payment in such exceptional situations’, Koev says.

‘It is great that we managed to negotiate a solution with the social partners and that the tradition of developing our earnings-related pension system demonstrated its functionality’, says Labour Market Economist Eugen Koev.

‘The pension reform achieved the set goals, but the sustainability of our pension system financing can be influenced using other means as well. Of significance are, for example, employment, labour immigration and birth rates. It is important to influence matters in a way that assures that work careers are not cut short by early retirement. This is why we should and must invest in, for example, the prevention and timely treatment of mental health issues. The increase in disability pensions among young people is worrying for both individuals and society at large’, Ojala emphasises.

‘We can be satisfied with the reform from the perspective of intergenerational equity too. From time to time, there is a need for scheduled updates; that is the nature of the pension system. With this agreement, the social partners committed to a periodic inspection to assess the sustainability of the system’, Ojala says.

More information about the pension reform

on the Finnish Centre for Pensions website https://www.etk.fi/en/finnish-pension-system/pension-reforms/pension-reform-preparations-2023-2025/

Text Ritva Siikamäki

Photo Ida Pimenoff, Liisa Takala  (Katri Ojala and Eugen Koev)

Veterinarians Chita and Timo Wahlroos receive Akava’s Entrepreneur Award

‘In 2001, Eläinklinikka Avec opened its doors for business on Jokikatu street in Porvoo as a single veterinary practice under the name Jokikadun Eläinklinikka. As our business grew, we moved to a larger facility on Lukiokatu street and changed our name to Eläinklinikka Avec. Then, ten years ago, we moved again to new and even larger premises on Asentajantie road. The acquisition of these premises was an important strategic decision and a major investment in terms of building projects’, say Chita and Timo Wahlroos.

Chita began as a full-time veterinary practitioner and currently spends most of her time managing the clinic. Timo works as the Managing Director and focuses on running the overall company.

‘Already during my studies, my goal was to establish my own company specialising in pet care. And that’s exactly what I did shortly after graduation’, says Chita Wahlroos.

The company has grown into a working community comprised of two clinics and more than 50 employees, including veterinarians, specialist veterinarians, veterinary nurses and other personnel. In 2022, the company acquired another veterinary clinic, Eläinlääkäriasema Petvet, in Turku.

As justification for its recipient choice, Akava’s Entrepreneur Award Working Group highlighted the fact that Eläinklinikka Avec has grown strongly and sustainably while remaining independent in a competitive chain industry.

Continuous development keeps the work interesting

The fundamental guideline for the veterinary couple is to maintain the continuous development of their business and competencies and uphold a good personnel policy, both of which have, thus far, enabled them to generate sustainable growth for their business. Customers value empathy and the ability to genuinely listen and respond in a respectful manner to both our animal patients and their owners.

‘It would be difficult to operate as a veterinary entrepreneur without any veterinary training. Continuous development and specialisation has always been the strategic approach of our company’, Timo explains.

‘Growth is not an intrinsic value; rather, strong financial stability and growth are necessary in order to advance and develop company activities. Medical science is developing at a dizzying pace, so developing our activities and competencies is an absolute must if we wish to succeed’, Timo states.

Chita and Timo view good customer service and specialisation as key factors for success in the veterinary sector.

‘Customers’ expectations concerning pet care have increased along with a changed attitude towards pets. They are seen as family members whose wellbeing is worth the investment. Most of our patients are dogs, but we also see a lot of cats and, at times, other small animals. Our practice does not deal with production animals’, Chita clarifies.

‘We have enhanced the customer-oriented approach of our company and, simultaneously, sought to make veterinary work as meaningful as possible for our personnel. Our specialisation process has been driven by services that are missing in this area. We now offer the entire treatment path, including all services from lab tests to x-rays and other necessary services, under one roof’, says Chita.

We serve both pets and their owners

‘One special characteristic and bonus of veterinary work is that the veterinarian has the opportunity to serve both animals and their owners. A veterinarian must be able to explain the available treatment options in a succinct and understandable way. The benefits of treatment must be stated clearly so as to motivate the owner to take the necessary steps. Veterinarians also provide pet owners with support in difficult situations’, Chita emphasises.

Chita and Timo Wahlroos view veterinary science as an intriguing and demanding field with customer service at its core. Veterinary studies include the diagnostics and treatment of production and small animals as well as food hygiene. Additionally, the ability to interact with people is an essential skill.

‘Asking questions, listening and supporting our customers is the foundation of our work, but also the cornerstone of our company management. An open, dialogical approach generates an atmosphere of trust that enables and empowers us to discuss difficult situations. When you’re working with people, it is inevitable that there will be friction at times. That friction can be alleviated by talking through any difficult issues and settling them as soon as possible’, state Chita and Timo.

Their goal has been to create a workplace that is welcoming for everyone and a good environment for work. Many employees have been with the company since the beginning. The wellbeing and coping of the personnel are supported through, for example, events to maintain wellbeing at work, and sports and culture benefits. Further training is also assured in a broad and continuous manner.

Both Chita and Timo state that they are always at work, but they do so happily and as a conscious choice.

‘I want our personnel to be able to reach me whenever they have any questions, concerns or a need to talk. It’s important for everyone to felt seen and heard’, Chita says.

Freedom is the best aspect of work as an entrepreneur 

‘The best thing about entrepreneurship is the freedom to organise your work in your own way and to develop the company’s operations in the direction you want. Freedom, on the other hand, comes with a significant level of responsibility, which is the hardest part of entrepreneurship. Prioritisation is part of being an entrepreneur, since the work and ways to develop the work are endless’, Timo explains.

As advice to those considering entrepreneurship, Chita says that it’s a good idea to get to know yourself first. Once you are familiar with your own strengths and areas for development, you will be better able to reinforce your competence and that of your company by recruiting employees who will complement your own assets.

‘When the work feels meaningful and gives you the opportunity to use your own strengths and to develop further, it makes it easier to cope and maintain your drive. Development starts with self-awareness. Networks are important professionally, but they are also valuable for peer support and the exchange of ideas. Veterinarians have a strong tradition of collegiality that also benefits our customers’, Chita and Timo state.

 

Text: Ritva Siikamäki

Photo: Susanna Nordval

Mikä on Akavan yrittäjäpalkinto?

Akava voi myöntää Akavan yrittäjäpalkinnon ansioituneelle henkilölle tunnustuksena urastaan yrittäjänä ja/tai toimimisesta akavalaisen korkeasti koulutetun ammatinharjoittamisen ja yrittäjyyden hyväksi ja/tai toimintaedellytysten vahvistamiseksi. Akavan hallitus päättää palkinnonsaajasta yrittäjäpalkintotyöryhmän esityksen pohjalta.

Lisätietoa

Suomen Eläinlääkäriliiton sivusto kertoo liiton toiminnasta sekä antaa tietoa eläinlääkärin työstä.

Akava-yhteisössä yrittäjien edunvalvontajärjestönä toimii AKY – Akavalaiset yrittäjä.t

Akava students’ actors for 2025 have been elected

Kia Kauppinen has been the 1st Vice President of Akava Students for the past year. In the coming year, the organisation of Akava Students will change, as Akava Students will have only one Vice President, who will work full-time alongside President. Pauliina Ryökäs (The Union of Professionals in Natural, Environmental and Forestry Sciences Loimu) will continue as President for a second term.

Siiri Kettunen (Social Science Professionals ), Nelli-Noora Kortelainen (Union of Professional Engineers in Finland) and Jesse Koivukoski (Professionals of business and technology) were elected as members of the Board. In the future, the Akava Students’ Board will work more closely around operational activities.

Pauliina Ryökäs will be Akava students’ representative on the Akava Board from the beginning of 2025 and her personal deputy on the Akava Board will be Kia Kauppinen. Akava’s union meeting will elect the members of the Akava Board on 25 November.

What kind of country does Finland want to be for highly skilled internationals?

‘There are a lot of immigrants with excellent skills and international vision and competence, but they are having difficulties finding a job. Finnish companies should wake up to the fact that they are missing out on great resources.’ 

This is how the situation was described by one of the individuals interviewed as part of  the HIWE research project. The research project of the University of Eastern Finland and the University of Turku examined the experiences and insights of highly skilled internationals concerning the Finnish labour market and entrepreneurship and those factors that attract individuals to or push them away from Finland.

The interviews revealed their strong desire to participate in the development of job seeking and entrepreneurship-related services, as well as the desire for more inclusive workplaces in which they would feel a sense of community. Some experienced a poor general sense of inclusion and belonging to Finnish society.

What are the obstacles to employment? 

Discrimination based on ethnic background, the reluctance of employers to recognise skills acquired abroad and the requirement for Finnish language skills. These were the characteristics that highly skilled internationals mentioned when asked what the Finnish labour market looks like from their point of view.

The rigidity of the Finnish labour market, such as the strict division between employee and entrepreneur, also emerged.

‘One issue that cropped up a lot was that an individual must have a certain work permit to come to Finland to work, for example, as a specialist, but what if, alongside that, the individual also wanted to start up their own company?’ asked Satu Aaltonen, a researcher at the University of Turku who worked on the project.

Satu Aaltonen, a researcher at the University of Turku who worked on the project, describes the rigidity of the Finnish labour market : an individual must have a certain work permit to come to Finland to work, for example, as a specialist, but what if, alongside that, the individual also wanted to start up their own company?

The interviewees felt that the emphasis on the hidden labour market in Finland was so strong that it made their ability to find employment very difficult. Highly skilled internationals were often behind their Finnish colleagues in terms of building their networks, and did not, as a result, hear about hidden jobs. The creation of networks could be boosted by support from educational institutions by providing, for example, networking opportunities with employers, support for language studies, internships and co-operation with companies as a means of completing thesis work.

‘We also found that employers compare highly skilled internationals to Finnish employees. It is not enough for a highly skilled international to have the necessary competence; they are also expected to have some kind of Finnish connection, whether it be Finnish language, studies in Finland or networks in Finland’, says Tommi Pukkinen, a researcher from the University of Turku.

A strong message emerged from employers, highly skilled internationals and service providers that SMEs should be instilled with more courage to recruit highly skilled internationals. One method to encourage that would be by sharing good examples of recruitment processes from other companies as a type of peer mentoring.

‘The threshold for hiring the first highly skilled international is more of a mental issue’, Pukkinen surmises.

Many of the interviewees wanted to move to the Helsinki metropolitan area, where more services are available in English. There was a need for effective language practices in the workplace in order to prevent those with a beginner’s level of Finnish from being excluded from the community.

Finland’s weaknesses included the winter, darkness and the cold.

What do you value in Finland? What’s keeping you here? 

The interviewees particularly expressed an appreciation for the balance between work and leisure time in Finland. There was time, outside of work, for family or hobbies. Nature, silence, tranquillity and security were also mentioned, as were high-quality public services such as schools, health care and transport.

Some found it welcome that Finns are not overly social and positive. This characteristic was described as an enjoyable mental landscape, but this viewpoint was not shared by the majority. Many interviewees mentioned being downright lonely. Building social relationships and making friends outside of work was seen to be challenging. Many felt that they had dropped into a social vacuum. The COVID-19 restrictions and increase in remote work further exacerbated the sense of loneliness.

‘Workplaces could serve as bridge builders instead of reinforcing the idea that co-workers are just co-workers. There are large companies around the world that support their employees to engage in hobbies or sports together outside of the workplace’, says Pukkinen.

‘The public sector could demonstrate leadership and set an example by hiring highly skilled internationals. Public subsidies, such as funding provided by Business Finland, could be tied to companies’ efforts to operate and recruit in an open and tolerant manner’, suggests Researcher Tommi Pukkinen. 

‘It has been particularly hard on those who have no family here or whose tight group of friends has disbanded, for example, once their university Master’s programme has ended’, Aaltonen adds.

Positive experiences with employment services came in situations where an individual employee had gone above and beyond what was required by their position.

‘For example, coming along to the bank to help open an account and really focusing on the person’s situation rather than just bouncing them around from one desk to the other’, Aaltonen describes.

‘Not everyone is here to stay either. Some are cosmopolitans for whom Finland is just one stage in their career path. For them, as well, it would be good to consider what Finland needs to do to be a meaningful stop. The demand for Finnish language skills is not realistic if someone is only going to be here for a few years’, says Pukkinen.

What could be done better? 

On the basis of the HIWE study, Tommi Pukkinen would make three proposals for change. First of all, Finland needs a major change in its mindset. The big policies need to be discussed by policy makers.

‘A vision should be drawn up that recognises the societal importance of highly skilled internationals.’ Does Finland want to be an inclusive society?

According to Pukkinen, the starting point for the service system would be to focus on encouragement rather than restrictions. The long-term development of the current service system is difficult when individual governments endeavour to pursue their own interests over the course of their term.

‘Co-operation is essential for development. Within the public sector, silos should be dismantled between different ministries and administrative branches. Much more co-operation is needed between the public sector, the third sector, highly skilled internationals and employers. Highly skilled internationals should be consulted at all stages of service system development. People who have always lived in Finland cannot understand how it feels to be new here or discern the flaws and problems’, says Pukkinen.

As the second proposal of change, Pukkinen mentions a major structural change.

‘A lot of project-based plasters are applied when continuity and long-term funding are needed. Centralised service points in large cities have met with good results. The service system should take seriously its responsibility for solving problems together with highly skilled internationals’, says Pukkinen.

Services are currently fragmented and their level of accessibility is not ideal.

‘It is difficult to communicate with highly skilled internationals in a centralised manner. There may be, for example, legal barriers concerning data protection’, he explains.

Text by Iida Ylinen

Photos: Lehtikuva (illustration), Studio Liikkuva (Satu Aaltonen and Tommi Pukkinen), Liisa Takala (Miika Sahamies)

 

Paradigm change – highly skilled internationals were asked to clarify the obstacles to employment

The HIWE research project produced new information on the experiences of highly skilled internationals regarding what it is like to live, work and run a business in Finland. The project deepens the understanding of factors that are important for highly skilled internationals when they consider moving to Finland and staying here or moving away. The aim was to find ways to make the voice of international experts better heard within the social debate and decision-making concerning them. The two-year project was carried out in co-operation between the University of Eastern Finland and the University of Turku, and was funded by Business Finland (Innovation and Growth call).

As part of the research project, 61 highly skilled internationals were interviewed in the autumn of 2022. A highly skilled international was defined on the basis of a university degree, work experience or entrepreneurial business activities. The group was diverse and was described as, for example, immigrants, cosmopolitans or those returning from a foreign assignment. The interviewees were sought through an open search, for example, in the LinkedIn working life network and partly as a snowball sample, in which case one interviewee recommended the next interviewee from their own circle of acquaintances.

In addition, more than 80 people participated in brainstorming recommended actions through joint development workshops and expert interviews. In addition to highly skilled internationals, representatives from different levels of the Finnish service system, such as ministries, municipalities, universities and organisations, were involved. Akava was involved in the project steering group. The workshops tested different ways to develop services and create common understanding across sectoral boundaries with the involvement of highly skilled internationals.

HIWE is an abbreviation of the title High-skilled internationals: bottom-up insights into policy innovation for work and entrepreneurship in Finland.

The research project drew up policy recommendations:

https://www.hiwe.fi/policyrecommendations/

What are the pension negotiations and pension reform all about?

Why does the earnings-related pension scheme need to be reformed again?

The financial sustainability of the earnings-related pension scheme is being tested by a decrease in birth rate, a declining dependency ratio and weak economic growth. The earnings-related pension scheme must evolve whenever the operating environment changes.

The pension negotiations are based on the Government Programme’s objective that, by the end of January 2025, the necessary changes to the earnings-related pension scheme will be examined to ensure financial sustainability and an adequate level of security.

The changes must strengthen public finances in the long term by approximately 0.4 percentage points relative to GDP, which corresponds to approximately EUR 1 billion. In addition, ways must be found to stabilise the level of earnings-related pension contributions in the long term in order for the earnings-related pension scheme to adapt to possible shocks. The Government Programme also contains entries concerning disability pensions and other pension schemes.

Who is involved in the negotiations?

Preparations for the pension reform are being carried out by two working groups: the negotiating group of the social partners for pensions and a tripartite working group set up by the ministries.

Akava’s Senior Advisor Katri Ojala and Labour Market Economist Eugen Koev are involved in the negotiating group of the social partners for pensions. The group consults experts from, for example, the Ministry of Social Affairs and Health, the Ministry of Finance, the Finnish Centre for Pensions (ETK) and the earnings-related pension sector.

The tripartite working group set up by the ministries has representatives from the Ministry of Social Affairs and Health, the Ministry of Finance, social partners and, as an expert member, the Finnish Centre for Economic Development and Development (ETK). Akava is represented by Katri Ojala.

When will the negotiations take place and how will they proceed upon the completion of the work of the working groups?

The preparations of both working groups are expected to be completed by the end of January 2025. If the social partners can agree on the content of the reform, the Ministry of Finance and the Finnish Centre for Economic Development and Development (ETK) will assess, in a tripartite working group, whether it meets the objectives. The Government then decides whether the implementation of the proposal of the social partners, i.e., the preparation of legislation, will begin within the Ministry of Social Affairs and Health. The Government’s proposal will be discussed in Parliament in due course, after which the changes will be applied in accordance with the necessary transitional periods.

If the social partners do not reach an agreement, the Government will make political decisions regarding further measures.

When was the last time the pension scheme was reformed?

The previous broader pension reform came into force in 2017. The agreement on this reform was concluded in 2014. Minor changes to the earnings-related pension scheme are constantly being made.

In 2017, the retirement age was raised, changes were made to the accumulation of earnings-related pension and two new types of pension were introduced, partial early old-age pension and years-of-service pension. The aim was to encourage longer careers, ensure the sustainability of the financing for earnings-related pensions and take into account the sustainability gap in public finances.

How are earnings-related pensions funded?

Pensions are financed by earnings-related pension insurance contributions and investment income. The funds needed for the payment of earnings-related pensions are mainly collected from earnings-related pension insurance contributions each year. They are paid by employers and employees as well as entrepreneurs. The working generation, therefore, finances the earnings-related pensions of those who are retired.

The Finnish earnings-related pension scheme is partially pre-funded; a portion of the earnings-related pension insurance contributions is constantly transferred to a separate fund. The earnings-related pension companies invest the assets, and the investment income is utilised to finance future earnings-related pensions. The share of the fund may change annually depending on financial circumstances and the level of the earnings-related pension contributions.

How many pension recipients are there in Finland?

In 2023, 33.2% of persons over the age of 16 living in Finland were pension recipients, according to data from the Finnish Centre for Pensions (ETK). This share of the population represents about 1.6 million pension recipients. These figures do not include those who receive survivors’ pension. The proportion of the retired population varies in different areas of Finland. It is highest in South Savo, where 39.3% of the population receive old-age pension.

In 2023, there was an average of 2,292,000 wage-earners and 320,000 entrepreneurs in Finland, according to Statistics Finland’s Labour Force Survey.

What issues will Akava emphasise in the negotiations?

The earnings-related pension system must remain stable and reliable. At Akava, we consider it essential that people can rely on the earnings-related pension system and have time to prepare for possible changes. Intergenerational equality is also important.

Prior to any changes, thorough preparations must be made and a sufficient knowledge base provided to the working groups by expert organisations. The negotiations require a peaceful, undisturbed working environment, so while they are underway, we will not comment on the progress of the work of the working groups or the content of the discussions.

What does longer life mean for the earnings-related pension scheme?

As people are living longer, earnings-related pensions will need to be paid for a longer period of time. The lifespan of Finns has increased in recent decades. In 1990, the life expectancy of a 65-year-old man was less than 14 years, and for a woman of the same age, nearly 18 years. In 2021, the corresponding life expectancy was 18.5 years for a man and 21.9 years for a woman beyond 65 years of age.

Pension reforms that entered into force in 2005 and 2017 took into account the increase in life expectancy by increasing the old-age pension age and introducing a life expectancy coefficient. This limits the increase in the pension expenditure resulting from longer life and encourages people to continue working.

It is important for the sustainability of the earnings-related pension scheme that people can cope with their work and that age discrimination is eliminated from working life.

What perception does the Finnish population have about earnings-related pension security and the earnings-related pension scheme?

According to the 2024 Pension Barometer survey of the Finnish Centre for Pensions, confidence in the earnings-related pension scheme has remained high, with 70% of Finns saying that they trust the earnings-related pension scheme. General knowledge regarding pension security remained unchanged, but people had a greater understanding of the fact that pension can be increased by postponing retirement. An increasing number of people are confident that the earnings-related pension scheme can ensure a reasonable income for current pensioners and that pensions will still be able to be paid in the future.

If there were a need to reinforce the pension funding, respondents viewed an increase in labour immigration as the preferred option, followed closely by an increase in pension contributions and endeavours to improve returns on investment activities by increasing risk-taking. Pension cuts were clearly less favourable.

The Self-employed Persons’ Pensions Act (YEL) was amended in 2023. Will self-employed persons’ pensions be reformed as part of the earnings-related pension negotiations?

The current pension negotiations only concern the earnings-related pension security of employees. The impacts of the change to YEL will be monitored and assessed. However, according to the Government Programme, an assessment of the development needs of the YEL system will be initiated during the Government term.

How does self-employed pension security work?

Self-employed persons pay YEL contributions according to their confirmed income, which also serves as the basis for their social security and pension benefits. YEL income determines the future level of pension security for the self-employed person as well as providing a basis for other earnings-related social security benefits.

 

Text Ritva Siikamäki, Akava

Useful links

Information on earnings-related pensions

https://www.tyoelake.fi/en/

 

Pension terminology

https://www.tyoelake.fi/en/glossary/